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Uninsured/Underisured Motorist Coverage
Types and Sources of Insurance Coverage
Property Damage and Diminished Value Claims
Insurance Claim Process
Personal Injury Lawsuit
Recoverable Personal Injury Damages
Factors that Affect Personal Injury Case Value
Economic damages are represented by financial losses that would not have occurred but for the injury, such as past and future medical expenses, lost wages and loss of earning capacity. Non-economic damages are represented by non-financial losses that would not have occurred but for the injury, such as past and future pain and suffering, inconvenience, physical impairment, mental anguish, disfigurement, loss of capacity for enjoyment of life, etc.
Under the Florida law, car accident victims must meet a personal injury threshold requirement to be entitled to pain and suffering damages – their injuries must be permanent, or they lost an important bodily function, or sustained significant and permanent scarring or disfigurement or death. Generally, a determination of permanency is made by a treating physician once a patient reaches the point of maximum medical improvement (MMI), unless the injuries are severe, there are fractures or extensive scarring. The disability determination is represented by a percentage rating, which in most cases determines the settlement value of the case.
If the treating physician does not find that the patient sustained a permanent injury that meet the threshold requirement, the car accident victim’s damages will be limited only to out-of-pocket medical expenses and lost wages.The permanency threshold requirement applies only to injuries received in a motor vehicle accident. There is no such requirement in slip and fall accidents, dog bites, motorcycle, bicycle and pedestrian accidents.
If you would like to have your case evaluated by an experienced Florida personal injury attorney, call our office now for a free non-obligation consultation. You owe us nothing unless we win your case, and in most cases we are able to substantially reduce our personal injury contingency fees to save you hundreds or even thousands of dollars.